Author Archives: Trinity Finance

An encouraging sign as inflation slows to 4.6%

The rate of inflation had a sharp drop to 4.6% in the year to October...

What are the benefits of green mortgages?

If you’re ready to buy an energy-efficient property or to make energy-efficient home improvements to...

The current base rate remains at 5.25%

As widely anticipated, the current base rate has remained the same at 5.25%. This follows...

Is development finance regulated?

Whether you’re an experienced developer or a first-timer, you need the right finance in place...

Get help as an SME home builder from the Levelling Up Home Building Fund

Small and medium-sized home builders can sometimes struggle to obtain the finance needed for their...

How can you finance the purchase of an uninhabitable property?

You might have seen an incredible bargain property that you want to buy or you...

What is the difference between commercial and residential development finance?

Property development schemes vary greatly, including the build type, the project size and the budget...

Should you fix your mortgage now or wait to see what happens?

With interest rates still at a high level and uncertainty over inflation, you may be...

The UK base rate has remained the same at 5.25%

The Bank of England’s Monetary Policy Committee (MPC) held one of its eight annual meetings...

What is the current inflation rate in the UK?

The inflation rate figure has been confirmed for August 2023 at 6.7%. Lower than July’s...

Inflation predicted to fall faster than expected

Inflation has finally started to fall and the Bank of England recently forecast that it’s...

Will mortgage rates go down?

The latest Bank of England base rate increase saw a 0.25% jump to 5.25%, which...

How difficult is it to arrange a large mortgage loan?

Whether you’re looking to buy your dream home, a high-end property as a rental investment...

Is remortgaging the best way to help your child get on the property ladder?

When your child is ready to fly the nest, this may be easier said than...

How do capped and collar rates affect your mortgage payments?

When you have a variable rate mortgage, your interest rate fluctuates throughout the term. As...

What is an early repayment charge?

If you’re in a position to make an overpayment on your mortgage to reduce the...

Maximise your finances and minimise your time with a portfolio mortgage

As a landlord with four or more properties, a great way to simplify your finances...

The base rate has increased to 5.25%

Following the latest meeting by the Monetary Policy Committee (MPC), the Bank of England base...

Can top slicing help with your affordability of a buy-to-let mortgage?

Meeting the affordability checks for a buy-to-let mortgage can be hard in the current market....

What support does the Mortgage Charter offer for borrowers

A new charter has been introduced by the government. Its purpose is to help those...